How Small Businesses Can Compete With Big Corporations?

1. Small businesses have great advantages when compared to big corporations. Small businesses can be nimble, agile and react to changes very quickly, where as big corporations have lot of systems, bureaucracies and on top of all these valid problems, they have politics. So big corporations cannot be nimble and react to changes as quickly as small businesses can.2. Again big corporations do all the advertising and get customers, but later when you dig further that is when you find out the guys who are actually doing a job is another small business that was sub contracted by the big corporation. People think they get reputed service provider, come on think again.3. If the same service that is done b y a good quality small business service provider, he gets business at less cost and the consumer saves as well, as he doesn’t pay for the expensive advertising that big corporations do.4. Small business need to pay attention to the technology changes that redefine the way we do business. For example e-bay, no body would have ever believed if somebody said I am ready to buy a product just by looking at the photograph 15 years ago. But Internet completely changed everything, now e-bay is the biggest success story of the Internet era. You constantly hear about people who made millions just by selling stuff from their garage.5. Small business service providers need to pay attention to the new business models that are emerging, with the evolution of technology and video on the Internet business models are constantly changing.6. For example [] or [], a services market place is a very good example on how technology changes the way we do business. In the conventional world, if people need to find service providers for their service needs, they go to yellow pages, call multiple service providers, check references, get quotes from multiple service providers and then choose the right service provider. But this services market place, [] ([]) lets you post pictures and video and explain what exactly your service need is and you can invite quotes or bids from service providers. Again service providers get to build their feedback ratings, which will serve as a great tool for people looking for service providers. With all the great different models of digital cameras available, it is very easy to take a digital picture or video and explain what service you need.7. Similarly other market places like, have been very successful redefining the way we do business today.8. So small businesses, especially service providers should take advantage of this new emerging business models and use technology effectively to be profitable.9. In the future small businesses don’t even need physical locations or shops and stores to do businesses. Especially service providers all they need are a vehicle and any equipment to provide their services, it will not be a wise investment to invest in real estate to run one’s service providing business isn’t it?

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Why is Real Estate Marketing So Important?

Real estate marketing is more important than ever. If the past couple years aren’t a good enough indicator, real estate has been in a sorry state of affairs. Foreclosures and falling prices have been happening everywhere and many think we haven’t seen the end. And although the sting has been felt across all sectors and demographics, the luxury real estate market hasn’t been affected as badly. Why? Because most of the wealthy out there are pretty smart about these economic downturns; they realize it’s a natural occurrence that happens cyclically. Many of them have been savvy enough to put their money in other investments, others are holding for the long term and realize we’ll come out of this recessionary period at some point. But if you are a luxury condo or home developer you still need to market your property, more so in today’s economic climate. It’s a buyer’s market after all. The wealthy have choices – more now than ever. And if you’ve had past success in selling out your properties, you may think it will be just as easy this time around. Guess again. Why is it so important to market your real estate? Let’s get into it.The first reason why real estate marketing and promoting your development are so important is because your prospects expect it. Imagine for a second if you had no brochures, flyers, website or direct mail offers. Where would that leave you? Of course, no professional developer anywhere is going to make that mistake. The point is this: it’s not just important to have this marketing collateral, but to ensure that it’s attractive, compelling and gets your prospects to take action. Be sure to review it to make sure it does. Look at your competitor’s collateral. Your future clients expect to see these materials and – to be sold to.The next reason (that we mentioned briefly above) is the ultra competitive marketplace. There are beautiful developments competing directly with yours in gorgeous places like the Caribbean, Mexico and Hawaii. How does yours stack up? Real estate marketing – smart property marketing – is absolutely critical when you are faced with fifty other properties just as incredible as yours. What is smart marketing? It’s doing the research, outsourcing to the best firms, using online marketing techniques to the max and generally approaching the entire campaign like its warfare. You have some very smart minds out there doing the same things you are. It’s your job to get to the buyers before they do. With the right mindset and your arsenal of marketing tools, it can be done.The other reasons:

You want your buyers to pay top dollar – better selling can bring a higher price.

It compliments the sales process – marketing and sales go hand in hand.

It builds your prospect database so you can continue to market to them in the future.

It ensures future sales for new developments.

You are appealing to peoples hopes and dreams, buying property is an emotional experience – the right real estate marketing can help you connect with this aspect.

It builds market share and your brand – two very important pieces of the puzzle
Why is marketing your real estate so important? Because it puts your development on the map. It helps you connect with those individuals and families who could, over time, become lifelong clients. And isn’t that what it’s all about?Get started with a comprehensive real estate marketing plan for your condo or luxury home development.

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Malaises That Make Life Insurance Hard to Get

You might consider that obtaining life insurance is very easy. All you need to do to get an insurance is to fill up a proposal and submit the requisite documentation. The underwriters at the insurance company will do the rest. Alternatively, if you do not want to exert yourself too much, you could consider visiting your insurance advisor. The advisor will give you various options for obtaining life insurance. Most perspicacious insurance advisors will also advise their clients about the pros and cons associated with each policy. Depending on the client’s requirements, the advisor will recommend a life insurance policy. The advisor will submit the proposal to the insurance company, with the relevant documents. However, did you know that not everyone is as lucky when it comes to obtaining life insurance? Several people keep receiving rejections every time they apply. Further, these people do not possess habits injurious to health i.e. smoking or excessive consumption of alcohol either. Neither do they work in hazardous occupations. Despite this, finding life insurance remains an uphill task for them. What makes it worse is that these people need life insurance more than regular human beings.Certain malaises impact a person’s insurability quotient. The inherent risk posed by these ailments makes insurance companies reject their proposals for insurance. However, the fact remains that these individuals are as normal as anyone else is. While they are not risk-free individuals, their ailments do not restrict them from leading normal lives otherwise. Bipolar disorders are an example of such ailments.An individual approaches an insurance company and admits to suffering from a bipolar disorder. Insurers have a tendency to believe their voluminous database of statistics. According to these statistics, anyone who suffers from a bipolar disorder will commit suicide. Hence, they do not provide bipolar insurance to anyone having this malaise. However, they overlook the fact that there are two types of bipolar disorders i.e. I and II. Bipolar Disorder I is more serious than Bipolar Disorder II. Anyone suffering from Bipolar Disorder I will pose a higher risk. However, an individual suffering from Bipolar Disorder I can obtain bipolar life insurance. Certain insurance companies will consider providing insurance if the individual can prove that:• The ailment is well controlled and,
• The individual does not have a history of demonstrating any serious behavioral traits or suicidal tendenciesBipolar Disorder II is a less volatile disease than Bipolar Disorder I. While the latter can remain a risk throughout life, the former can produce excellent results, if controlled properly.Another malady that insurance companies avoid is melanoma. These insurers will usually reject any proposal for melanoma life insurance. Usually found on the skin, melanoma can also occur in the eye. Doctors regard it as one of the most malignant forms of skin cancer. The human body comprises certain skin cells that give the skin its colour i.e. melanocytes. By producing melanin, melanocytes protect the deeper layers of the skin from the harmful ultraviolet rays of the sun. In certain cases, the skin could absorb a lot of ultraviolet radiation. This would make the melanocytes produce an excess of melanin. Eventually, the melanocytes will grow abnormally, thereby resulting in cancer. This explains why melanoma life insurance is hard to obtain.However, this does not mean that no life insurance company provides cover to people suffering from melanoma. If the individual can provide information pertaining to their diagnosis, insurers will reconsider the proposal. Such information includes details like the:• Age of the individual at the time of diagnosis of melanoma
• Number of years since the diagnosis
• Size of the tumor
• Presence of metastasis
• Presence or evidence of ulceration
• Stage and grade of cancer
• Recurrence of cancer after treatment, if applicableBased on similar information, insurance companies can provide insurance cover to people suffering from this disease.At Special Risk Managers (Sydney, NSW), we know that finding life insurance as a high-risk individual is difficult. Yet, such people need life insurance more than “healthy” individuals do. Hence, we set about providing a specialized service aimed at providing insurance to these individuals. An exclusive arrangement with a like-minded international reinsurance company enables us to provide angina insurance, bowel insurance, overweight insurance and murmur insurance. Thus, if you have tried to obtain an insurance everywhere and failed, give us a call at +1300 66 53 56. With us at your side, finding insurance will not be a problem.

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There is an excessive amount of traffic coming from your Region.


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Make Use of Your Digital Photos, With Photo Canvas Prints

Digital Camera’s are great for taking photos to your hearts content, without having to worry about having films processed. But – what do you do with your digital photographs?If you’re like most people – they’re all sitting either on your camera’s memory card, or on the hard drive of your PC, or on disks.What good is a great photograph sitting on a memory stick, data card or hard disk drive?One of the great technologies that has been developed over the past few years, is digital printing technologies which allow digital images, including photos, to be printed onto a range of unique photo gift ideas, including canvas prints.Coupled with the fact that most of us struggle to come up with good gift ideas, utilising digital photographs by turning them into high quality canvas prints, is a great way to use the digital photo’s many of us never get any use or enjoyment out of – while helping us to come up with unique gift ideas.Just a few examples of special photos which make great canvas prints:- Wedding pictures
- Stag party photos
- Hen party photos
- Holiday pictures
- Baby photos
- Family photos
- Pet photosIt doesn’t have to be a gift for someone else – why not go through your digital photos to find the best ones, and have them turned into high quality canvas prints to be hung in your home or office?The other great thing about photo canvas prints, is that they can be printed to any size you like – you don’t have to go for a standard image size, just measure the space you wish to hang the canvas, and request a canvas print at this size.Looking around your home, or office, are there any big wall spaces that are missing something – that a stunning looking photo canvas would look perfect in?

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